My defined benefit scheme options were unclear and had recently taken early retirement from a senior position in a bank.

Janet had been made redundant from a senior position at aged 56 and wished to retire from full time employment.

I was approaching my defined pension retirement date and was unsure of which option to take.

Michael was 58 and wished to retire in 6 months’ time. He had accumulated a combination of final salary and personal pension plans.

David was looking to appoint a new firm of advisors and had contacted Simple after visiting the Money Advice Service website.

I had decided that I wished to take early retirement as my job was very stressful and my wife had already retired.