Blog

Small Self-Administered Scheme (SSAS)

What is a Small Self-Administered Scheme (SSAS)?

A Small Self-Administered Scheme (SSAS) is an occupational pension scheme which is subject to the normal rules and regulations for registered pension schemes, but offers greater flexibility and freedom of choice over the types of investment it can make. Learn more…

Retirement options

The Best Method to Manage your Retirement Income – Part One

The key to benefiting from pensions freedoms is to know what you are doing.  Currently, flexible income drawdown products are the most popular port of call for individuals enjoying these pension freedoms but is that the most appropriate strategy for you? Find out more…

Junior Individual Savings Account

What is a Junior Individual Savings Account?

Junior ISAs (JISAs) became available from 1st November 2011. Both cash and stocks and shares JISAs are available. Children can hold up to one cash and one stocks and shares JISA at a time (two accounts in total). Find out more…

What are Self-Invested Personal Pensions (SIPPs)?

What are Self-Invested Personal Pensions (SIPPs)?

Self-Invested Personal Pensions (SIPPs) are subject to the normal rules and regulations for registered pension schemes, but offer the freedom of choice over investment management, whilst keeping the administration in one place. Find out more…

financial advice

Investment Advice I Can’t Give Face-to-Face

Sometimes my friends tell me how much they are being charged for investment advice and my heart sinks.  Some of my friends appear to have been overcharged.  But I don’t have the heart to tell them. Read on as to why…

Pension choices

Pension Reform & How to Avoid Making a Bad Choice

The budget in April 2015 saw the most radical changes to private pensions for a generation.  The reforms would give us more freedom and choice what to do with our pensions.  Learn more about your options…

What is a Lifetime ISA (LISA)?

What is a Lifetime ISA (LISA)?

Lifetime ISAs (also known as LISAs) are a new type of ISA designed to help people aged between 18 and 40 save up for their first home, or retirement. Learn more about them…

What is a personal pension plan?

What is a Personal Pension Plan?

Personal pension plans (PPP) have now been around since mid-1988. They were introduced by the UK government to enable the self-employed, and employees working for companies not operating a group pension scheme, to build up a pension fund for retirement. Find out more…