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Pension scams

Beware Pension Scams: 8 Smart Ways to Protect Yourself

One of the unwelcome side effects of recent pension reform has been increased opportunities for fraudsters and scammers to trick unwitting individuals into transferring their pension into unsafe or non-existent investments from which you could lose all your money.  Learn how to protect yourself…

Bitcoin

Bitcoin: The Maddest Speculative Bubble Ever!

In 2009 pop singer Lily Allen turned down an offer of 200,000 bitcoin to sing a track on an online game.  Today the value of that performance is an astonishing £2.56bn. We are truly in the grips of an unbelievable speculative mania…

Find management fees

Hidden Costs that Cut your Investment Returns

A study carried out by the UK regulator suggested that the average fund manager turned over about 80 per cent of the portfolio each year. Find out what this could mean to an investor in terms of additional costs plus the potential impact on the return…

Brexit

Brexit: The Economists Who Got it Wrong

During the UK referendum campaign, voters were bombarded by wave after wave of gloomy economic forecasts.  Chancellor Osborne predicted that after 2 years of voting to leave the EU, national output would be 6 per cent lower and up to 820,000 jobs could be lost but what actually happened? Find out more…

The Best Method to Manage Your Retirement Income - Part Two

The Best Method to Manage Your Retirement Income – Part Two

In part one of this feature we looked at the rather old-fashioned idea that it is only prudent to spend the income from your investments and the thought of eating into your capital to fund current spending is somehow sacrilege. This week we look at the more modern, ‘total return’ approach. Find out more…

Small Self-Administered Scheme (SSAS)

What is a Small Self-Administered Scheme (SSAS)?

A Small Self-Administered Scheme (SSAS) is an occupational pension scheme which is subject to the normal rules and regulations for registered pension schemes, but offers greater flexibility and freedom of choice over the types of investment it can make. Learn more…

Retirement options

The Best Method to Manage your Retirement Income – Part One

The key to benefiting from pensions freedoms is to know what you are doing.  Currently, flexible income drawdown products are the most popular port of call for individuals enjoying these pension freedoms but is that the most appropriate strategy for you? Find out more…

Junior Individual Savings Account

What is a Junior Individual Savings Account?

Junior ISAs (JISAs) became available from 1st November 2011. Both cash and stocks and shares JISAs are available. Children can hold up to one cash and one stocks and shares JISA at a time (two accounts in total). Find out more…